The future of credit repair

Your credit score,
repaired by AI.

One autonomous agent that analyzes your credit report, generates FCRA-compliant disputes, tracks bureau responses, and keeps you updated. No phone calls. No waiting. No guesswork.

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FCRA-Compliant Letters
AI-Powered Analysis
3 Bureaus Equifax, Exp., TU
24/7
Monitoring your credit
<60s
Dispute letter generation
100%
FCRA compliant

Why pay $140/month for what AI does in minutes?

DisputeAI is 5x faster and 80% cheaper than traditional credit repair services.

Service
Price
Speed
Method
Lexington Law Top national firm
$139.95
/month
Weeks to get letters
Manual, attorney-assisted
CreditRepair.com Major online service
$99.95
/month
5-10 days turnaround
Template-based, staff-driven
DIY (Self-File) Do it yourself
Free
but costly in time
Hours per letter
Manual, no legal guidance
DisputeAI AI-powered autonomous repair
$29
/month Save 79%
Instant dispute letters
AI-generated, 100% custom

How it works

Four steps. Fully autonomous. You watch your score climb.

01

Upload your credit report

Pull your report from any bureau. DisputeAI reads it line by line, identifying every negative item, inaccuracy, and disputable entry.

02

AI generates your disputes

Custom dispute letters tailored to each item. Every letter is FCRA and CROA compliant, citing the specific legal grounds for removal.

03

Track bureau responses

The agent monitors every dispute in progress. When bureaus respond, it analyzes the outcome and escalates unresolved items automatically.

04

Watch your score improve

Real-time dashboard shows your credit trajectory. Get notified when items are removed, scores change, or new actions are needed.

Before vs. after

What changes when AI runs your credit repair.

Traditional Credit Repair

  • × Wait days for dispute letters
  • × Phone tag with your agent
  • × Generic template letters
  • × No visibility into progress
  • × $100-$300/month fees

DisputeAI

  • Disputes generated in seconds
  • Instant updates, no waiting
  • Custom letters per item
  • Real-time score tracking
  • $29/mo — 79% less than competitors

Build Business Credit

From LLC formation to funding — your AI-powered roadmap.

NEW — AI Business Credit Bot

Your personalized roadmap to
business credit & funding.

Get step-by-step guidance on LLC formation, D&B registration, tradeline strategy, and funding readiness. The bot builds a custom plan based on where you are right now.

Start Building Credit →
🏢
LLC Formation
State selection, EIN, registered agent, operating agreement
📈
Credit Profile Building
D&B PAYDEX, Experian Business, Equifax Business scores
💰
Funding Readiness
SBA loans, credit cards, lines of credit preparation
★★★★★
I was paying Lexington Law $140/month and getting generic letters. DisputeAI generated custom letters for every item in under a minute. The difference is night and day.
MJ
Marcus J.
Score improved 47 points in 90 days
★★★★★
I had 7 collections on my report. DisputeAI identified all of them and generated disputes that actually cited the right FCRA statutes. Two bureaus removed 5 items.
SR
Sarah R.
Disputed 14 items in first month
★★★★★
Finally a credit tool that doesn't require a law degree to understand. The dashboard shows exactly what's happening, and I can download letters anytime. Worth every penny.
DT
Derek T.
Business owner, 650 score
📚 Free Download

The Complete
Business Credit Guide

9 chapters. 9,847 words. Everything you need to build fundable business credit from scratch — without paying a consultant.

LLC Formation D&B PAYDEX Net-30 Vendors Tradeline Strategy SBA Loans Funding Readiness
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Credit repair shouldn't require a human babysitter.

The credit repair industry charges hundreds per month for work that takes minutes. DisputeAI replaces the busywork with an autonomous agent that never sleeps, never forgets a deadline, and never sends a generic template. Your credit, repaired at machine speed.

Why thousands trust DisputeAI
FCRA Compliant Legally sound disputes
256-bit Encrypted Your data stays private
No Credit Check Required Sign up without impact
Cancel Anytime No contracts, no hassle