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Pricing

One plan.
Everything you need.

No hidden fees. No contracts. Cancel anytime.

Lexington Law charges $139.95/mo → DisputeAI costs $29/mo 79% cheaper
Most Popular
DisputeAI Pro
Full autonomous credit repair. AI does the work. You watch your score climb.
$
29
/mo
vs. $139.95/mo at Lexington Law • $49.99/mo at Dispute Beast
  • ✓
    AI dispute generation — Custom FCRA-compliant letters in seconds, not days
  • ✓
    Autonomous bureau management — Equifax, Experian & TransUnion handled automatically
  • ✓
    Real-time progress tracking — Live dashboard: dispute status, score changes, actions taken
  • ✓
    FCRA-compliant letters — Sections 611, 623, 605 with correct bureau mailing addresses
  • ✓
    Business credit monitoring — D&B, Experian Business, Equifax Business score tracking
  • ✓
    Unlimited disputes — No per-letter fees, no caps on items you dispute
  • ✓
    PDF + text report analysis — Upload any format, AI extracts every disputable item
7-Day Free Trial — No charge today
Start Free Trial — then $29/mo →
🛡
30-day money-back guarantee. If you don't see results in 30 days, we'll refund you. No questions asked.

How we compare

Same outcome. A fraction of the price.

Lexington Law Dispute Beast DisputeAI Best Value
Monthly Cost $139.95/mo $49.99/mo $29/mo
Dispute Speed Days to weeks 2–3 days Under 60 seconds
Custom letters Generic templates Semi-custom 100% AI-custom
Bureau automation Manual calls needed Partial Fully autonomous
Real-time tracking Email updates only Basic dashboard Live dashboard
Business credit tools Not included Not included Included
Contract required 6-month minimum Monthly Cancel anytime

Common questions

When does billing start?
Your first charge processes immediately when you subscribe. Your next billing date is exactly one month later. Cancel anytime before renewal.
What's in the 30-day guarantee?
If you've used DisputeAI for 30 days and aren't satisfied — for any reason — email us and we'll refund your payment. No forms, no runaround.
How is this $29 vs. $139 at Lexington Law?
Traditional credit repair companies charge for paralegal time. AI eliminates that cost entirely. DisputeAI generates better, more personalized letters faster — and passes those savings to you.
Does this work on all three bureaus?
Yes. DisputeAI generates disputes for Equifax, Experian, and TransUnion with the correct mailing addresses and letter formats for each bureau automatically.
What if I don't have a credit report yet?
Pull a free report from AnnualCreditReport.com. DisputeAI accepts both text paste and PDF uploads — any format works.